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Social Security Disability Claim: What You Need to Know

The Social Security Administration defines disability as the inability of a person to work due to certain medical condition. An individual may also be considered disabled if he cannot do the work he is doing before.

Risk of disability

People who started working at 20 will most probably obtain disability before they reach the retirement age. Three out of ten has the chance based on studies. And statistics shows that in United States, 1/3 of its labor force has same case.

Disability Benefits

If you are suffering from disability such as physical or mental impairment, you are entitled to receive cash benefits from the SSA through Social Security Disability Benefits (SSDI).Social security disability benefit claims are given to those who qualify for it.

Even if you are under 65 years old, but you are considered as disabled, you will receive monetary benefits monthly, the same amount as those who retired at 65.

In some cases, SSDI is also granted to certain members of the family and dependents of a person with disability. They include:

• Spouse who is older than 62.


• Spouse at any age who is caring your child younger than 16, or disabled also.


• Your unmarried child who is under 18 years old. Adopted child or grandchild is also included.


• Your unmarried child, at any age, and has disability which started before age 22.

Why do you need SSDI

Social Security Disability Benefits is advantageous to you and to those workers who have been disabled for sort of reasons. It will minimize suffering due to your disability and also, it will help to lessen medical bills and other expenses.

Through SSDI, you, as a disabled beneficiary, will have a source of income and earnings to your needs.

Qualifications for Disability Benefits

There are specific criteria for disability approval. But the most important thing while applying for social security disability is to prove that you are disabled or suffering from disability in order to receive these benefits.

Disability can be proven through evidences from medical sources such as your physician, doctor or other licensed professionals. You can give the list of names who are involved in your treatment.

You can also provide a list of your impairments, symptoms and conditions as well and you must present proofs in the form of medical records like x-rays, lab reports.

Why application is denied

The Social Security Administration (SSA) disclosed that the applicants of Social Security Disability Claim are increasing. However, there is more than 60% of the total number of application that is denied yearly.

Although the application is easy, some petitions are being rejected for various reasons such as:

• Failure to meet the terms of the technicalities of the claim


• Less knowledge about the Social Security Act


• Not well-informed about the process


• nable to meet the qualifications

Filing Your Social Security Disability Claim

If you don’t want your application to be denied you should follow the following tips:

1. Should you have any questions, you could call the Social Security Office.


2. Send applications and other inquiries through mail or you can check their website.


3. You could also visit the nearest office of SSA, if you want for immediate response.


4. If you want for specific information, you may talk to a Social Security representative.


5. It would also be helpful if you will have a lawyer with you to avoid problems.

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