Social Security Survivor Benefits
A sudden death strikes a family breadwinner can impose a heavy blow to its immediate family members, such as a man's spouse, children and/or parents, both financially and emotionally. That is why the Social Security Administration provides help for survivors by giving social security survivor benefits in the event of a worker's untimely death.
Aside from the monthly checks sent, they will also provide a one-time payment of $255 to cover burial expenses; and for veterans, depending on the conditions met, they will receive plot allowance and compensation of up to one million, one hundred dollars, if the death was a direct result of injuries received in the line of service.
The credits required in order to cover social security survivor benefits may vary based on the age of the worker at the time of his death. Generally, younger workers will need fewer credits than the old ones, but the standard maximum of 40 earnings credits equivalent to 10 years of work is the norm to be fully covered for social security survivor benefits.
Beneficiaries for your social security benefits can include your widow/widower, in which he/she may be able to receive full social security benefits as early as age 65. Reduced benefits can be received as early as age 60, and if the surviving spouse is disabled, he/she can receive the survivor benefits as early as age 50. If your widow/widower is the one taking care of your children who is at age 16 or younger or disabled, he/she can start receiving the benefits regardless of his/her age.
Your unmarried children who are under age 18, or who are disabled before age 22 and remains disabled, can also receive social security survivor benefits. It can also extend to stepchildren, grandchildren or adopted children under special conditions. Dependent parents aged 62 or older can also receive benefits if you're giving them at least one-half of your support prior to your death.
For more information about applying and getting social security survivor benefits, consult with a qualified social security benefits lawyer from Mesriani Law Group today.
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